WASHINGTON – JULY 21: AFP OUT U.S. President Barack Obama (L) points to Senate Banking Committee Chairman Christopher Dodd (D-CT) (C) and House Financial Services Committee Chairman Barney Frank (D-MA) after signing the the financial reform bill into law during a ceremony at the Ronald Reagan Building and International Trade Center July 21, 2010 in Washington, DC. A sweeping expansion of federal financial regulation in the wake of the worst recession since the Great Depression, the bill will create a consumer protection agency, lay out a blueprint for disassembling financial entities considered “too big to fail,” as well as many other reforms. (Photo by Chip Somodevilla/Getty Images)

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