Articles by Marcus Rothaar
Marcus Rothaar, financial analyst
Marcus Rothaar joined RFG in July of 1998, working closely with participants in the CEO Strategies Group program as a Client Manager and Group Program Supervisor. From 2003 to 2008, Marcus served as RFG's Production Manager, overseeing the Client Manager, Market Research Analyst, and Administration teams in the day-to-day production functions for RFG's group programs, including CEO Strategies Group, Survey, Market Area Analysis, Activity, and nextProfit. In October 2008, Marcus brought his 10 years of experience with RFG's strategic programs to his current role of Financial Analyst, where he is involved in creating and developing research products that provide strategic guidance for the financial services industry. Marcus holds a Bachelor of Science degree in Finance from Valparaiso University.
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Consumers aren’t the only ones turning to mobile banking for anytime, anywhere access to financial services. According to the Fall 2015 Small Business National Research report by Raddon, nearly half of small businesses are using mobile to add a new dimension to their day-to-day operations, including on-the-go approvals and decision making.
In the process of gathering research and analyzing data for Raddon’s most recent report on the small business market, a number of interesting trends emerged that highlight just how different small business owners are from their retail banking counterparts.
Wedged between Black Friday and Cyber Monday, Small Business Saturday® annually encourages support of small and local businesses. It’s also a good time to look at what’s changed for small businesses – and what hasn’t – since Small Business Saturday was introduced five years ago.
Raddon’s most recent survey of 1,200 small businesses reveals an intersection of lending attitudes and needs, which alternative lenders are taking advantage of. One out of 10 small business owners feel credit has dried up and financial institutions have stopped lending to small businesses.
You’d be hard pressed to find a product launch that generated as much buzz and excitement in the financial services industry as the announcement of Apple Pay™ last September. Heralded at the time by Apple CEO Tim Cook as the service that would replace the “fairly antiquated payment process” and “forever change the way all of us buy things”, Apple Pay set out to revolutionize the payments experience.
Of all the challenges facing small businesses today, the general health of the economy and the ability to continually attract new customers are the top two concerns, according to Raddon’s Fall 2014 Small Business National Research survey.
Being a consumer today is hard work. The long list of do’s and don’ts to protect oneself from things like identity theft and credit card fraud is enough to overwhelm anyone.
One clear result of the data and card breach at Target has been greater awareness and more of a push to speed up the adoption of EMV chip cards in the United States. As retailers make efforts to restore customer confidence that “this won’t happen again”, the mag-stripe card has become target number one.
When competing with other financial institutions for new commercial loan business, what are the primary factors that allow you to win the business? Is the strength of your business bankers’ rolodex the primary driver of new business?