Articles by Bill Handel
Bill Handel, vp of research and product development
Bill graduated from Kenyon College with a degree in Economics. He has worked in the financial services industry since that time, primarily as a consultant in the areas of product development and management. Since joining the Raddon Financial Group in 1990, he has developed several unique programs to assist financial institutions in the management of their organizations. His knowledge of the financial needs of consumers and businesses, combined with an understanding of how profitability is achieved in the financial services industry, has allowed him to assist hundreds of institutions in achieving profitable growth. Bill has written several books for the financial services industry in the area of product pricing and product development.
What a difference a couple of months can make. In the aftermath of the election, we have seen the stock market accelerate, consumer confidence soar, and small businesses assume a much greater level of optimism. We have seen the Fed announce a significant change in its interest rate policy.
As 2016 unfolds, the challenges just keep on coming. Whether caused by geopolitical, economic or other factors, there is enough uncertainty to keep even the most intrepid prognosticator silent. Regardless, the Raddon Report continues its tradition of annual predictions.
Now that 2015 is in the rearview window, it’s time to review how well Raddon fared in our annual economic predictions. How accurate were the predictions we made at the start of the year?
Raddon Financial Group Vice President of Research and Development, Bill Handel, discusses growing loans in a rising rate environment at Fiserv Forum Fall.
2014 proved to be an interesting year, both from an economics standpoint and from the perspective of the financial services industry. What’s on the horizon for 2015? This article will preview The Raddon Report’s predictions for the coming year.
How were our predictions for 2014? Let’s look back on the predictions we posted early in 2014 regarding the economy and the industry, and see how we fared.
This post will examine an area that we view as a tremendous opportunity for financial institutions – wealth management. There are three reasons why wealth management services should be moving towards the top of management priorities.
We are now as an industry entering into the fourth act of a long-running play that has been unfolding since the late 1990s.
Act 1: 1997 to 2006 – What could go wrong?
Act 2: 2007 to 2009 – This can’t be happening; this is happening!
Act 3: 2010 to 2013 – Life support and critical care
Act 4: 2014 to 2016 – Survival of the fittest
2014 is likely to prove to be an interesting year, no matter how you examine it.
Many of us gladly said farewell to 2013 and are looking forward with more optimism to 2014. We at the Raddon Financial Group understand this sentiment. 2013 was a year of continuing recovery for the economy and the industry, albeit a very slow recovery. The economy improved – slowly – and the industry improved – also slowly.
Three seminal but seemingly unrelated events are suggestive of the pressures the financial services industry is likely to face in 2014. These pressures are changing the fundamental business models of financial institutions.
First is the decision by US District Judge Richard Leon to send back to the Fed for revision its cap on debit card interchange.