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What will be your most significant challenge in 2016?

  • Thriving in a rising rate environment (9%, 14 Votes)
  • Effective deposit acquisition (20%, 30 Votes)
  • Generating new sources of non-interest income or maintaining existing ones (17%, 26 Votes)
  • Loan generation (20%, 30 Votes)
  • The regulatory environment (7%, 11 Votes)
  • Competing with the big banks (3%, 5 Votes)
  • Competing with the non-banks (3%, 5 Votes)
  • Effectively implementing new customer-facing technology (18%, 28 Votes)
  • Other (3%, 4 Votes)

Total Voters: 153

Start Date: October 26, 2015 @ 2:55 pm
End Date: No Expiry

What are your hiring plans for the next 12 months?

  • Plan on hiring new employees (49%, 43 Votes)
  • No real change in staffing levels (40%, 35 Votes)
  • Plan on shrinking employee base through attrition (8%, 7 Votes)
  • Plan on employee cutbacks (layoffs) (3%, 2 Votes)

Total Voters: 87

Start Date: February 19, 2015 @ 11:16 am
End Date: No Expiry

What differentiates your financial institution the most from competitors?

  • Our service (42%, 64 Votes)
  • Pricing (7%, 10 Votes)
  • Technology (6%, 9 Votes)
  • Nothing (45%, 36 Votes)

Total Voters: 153

Start Date: May 5, 2014 @ 11:10 am
End Date: No Expiry

Have you experienced a decline in debit card interchange income rates in the last 12 months?

  • Yes, a large decline (7%, 3 Votes)
  • Yes, a small decline (39%, 18 Votes)
  • No change (26%, 12 Votes)
  • Have seen an increase (28%, 13 Votes)

Total Voters: 46

Start Date: December 9, 2013 @ 2:08 pm
End Date: No Expiry

Do you plan on adding additional compliance employees in the next 12 months?

  • Yes (34%, 16 Votes)
  • No (66%, 31 Votes)

Total Voters: 47

Start Date: July 24, 2013 @ 10:30 am
End Date: No Expiry

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