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What differentiates your financial institution the most from competitors?

  • Our service (64%, 46 Votes)
  • Pricing (10%, 7 Votes)
  • Technology (8%, 6 Votes)
  • Nothing (18%, 13 Votes)

Total Voters: 72

Start Date: May 5, 2014 @ 11:10 am
End Date: No Expiry

Have you experienced a decline in debit card interchange income rates in the last 12 months?

  • Yes, a large decline (7%, 3 Votes)
  • Yes, a small decline (39%, 18 Votes)
  • No change (26%, 12 Votes)
  • Have seen an increase (28%, 13 Votes)

Total Voters: 46

Start Date: December 9, 2013 @ 2:08 pm
End Date: No Expiry

Do you plan on adding additional compliance employees in the next 12 months?

  • Yes (34%, 16 Votes)
  • No (66%, 31 Votes)

Total Voters: 47

Start Date: July 24, 2013 @ 10:30 am
End Date: No Expiry

What are your earnings expectations for the next 12 months?

  • Expect ROA to increase (25%, 6 Votes)
  • Expect ROA to remain the same (50%, 12 Votes)
  • Expect ROA to decrease (25%, 6 Votes)

Total Voters: 24

Start Date: April 1, 2013 @ 2:17 pm
End Date: No Expiry

What are your branching plans for the next 2-3 years?

  • Plan on expanding our branch footprint (38%, 10 Votes)
  • No plans for new branches (42%, 11 Votes)
  • Plan on closing some branches (20%, 4 Votes)

Total Voters: 26

Start Date: March 6, 2013 @ 11:25 am
End Date: No Expiry

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